Buying and Leasing Solar Panels on Long Island for Zero Down

At Energy By Choice, you can choose to buy or lease your solar panels, depending on which method makes the most sense for your needs.  You can buy solar panels, finance solar panels, or utilize our solar lease options for your solar energy system and go “zero down” with any option.


When evaluating whether it makes more sense for you to buy or lease a solar power system, our team will help you to determine what your energy bill savings will be, as well as give you solar financing options. Available tax credits may also help defray the cost of the purchase and installation of your solar panels.

Learn more about our solar panel options on Long Island by contacting us online today!

How to Buy Solar Panels on Long Island

One-size-fits all might work with socks, but not with solar. We customize and design your solar energy system, taking your electric usage and available roof space into account and showing comparisons of several products and layouts. Our solar consultants can show you purchase and lease options side by side and compare it to your current utility costs. You can see your short- and long-term savings and then choose which option works best for you. There is no sales pressure. We let the numbers speak for themselves when we present you with a solar energy investment and savings analysis.

Purchase a Solar Energy System with Financing By Choice

Purchasing a solar electric system with our Financing By Choice program yields the greatest total savings in electric bills. Energy by Choice will help arrange financing to purchase your solar electric system.

Zero down options are available to eliminate your out-of-pocket cost. You can expect to receive:

  • Low monthly payment. Your loan payment will likely be less than what you are currently paying PSEG every month
  • Savings from tax incentives. New York State and federal tax credits cover about 50% of the cost of your new solar electric system
  • Zero interest loan options. A Bridge Loan is available with no interest and no payments for 12 months for the tax credit portion
  • Low interest rates. Our loan rates start at 1.99%
  • Decreased monthly electric expenses. They can drop to almost nothing once the loan is paid.

Solar Panel Leasing with $0 Down

Leasing a solar electric system replaces your monthly utility bill with a monthly lease payment at a fixed rate for 20 years.

Leasing solar panels means no down payment, repayment of the equipment, or installation cost. At the end of the lease, the lessor will remove the system from the property. When you lease solar panels, you get:

  • A lease payment that is likely less than what you are currently paying PSEG every month
  • Lower monthly utility costs that are locked in
  • Immediate savings
  • A 20-year term
  • Peace of mind

If you find you’re paying a lot in federal income tax, you owe it to yourself to look into a solar purchase.
If you’re paying minimal or no federal tax, then a solar lease may be the better option for you.

Compare Purchase vs Lease



No Money Down
Federal Tax Credit x
NY State Credit
Locked in Lower Cost of Energy
Increased Property Value
Immediate Energy Savings
x Higher Year One Savings
Higher Long-Term Savings x


Schedule a Solar Panel Consultation

Energy By Choice is the right choice when it comes to helping home owners save money on their energy bills. It doesn’t matter if it is in regards to a solar electric, solar hot water, solar pool heat systems, or system repair costs. It is important for a homeowner or business owner to know they have another choice in how they choose to pay.

Our customers can make payments with their preferred type of credit card. We now accept Visa, MasterCard, and American Express.

Contact us today to schedule a consultation to learn more about going solar on Long Island and our solar financing options.

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Let us help customize
your solution.




    For Qualified Customers



  • Victoria Northport

    Energy by Choice was one of our best decisions: Professional, intelligent gentlemen, on time, kept to schedule, neat, proficient, excellent in customer service. The sales, the office, the installers, everyone.. My PSEG bill is $12.00 a month…….yes loans to pay for installation, once that is paid off ….$12.00 a month. We love our solar panels, beautiful, energy efficient, less pollution, better for the environment and my son’s future.

  • Joe West Babylon

    Great Installation, Great Company, Great People. This is the first time I’ve ever dealt with a contractor and the estimate was exactly the same as the proposal !!!. No out of pocket expense. By the way I interviewed 8 companies. Energy by Choice was a pleasure to deal with. No buying pressure. My solar has been installed for 16 months. My electric bill was $350 a month. My connection charges average $12 a month. I’m saving $338 a month!

  • Mike Bethpage

    Very professional. Got They helped set up the financing, the permits and gave me the system that I wanted. After all the incentives I paid $16,000, but my bill is still over $100 cheaper than my budget payment. They also follow up with suggestions on how to get the most from your system. Sail’s the best.

  • Raymond Port Jefferson Station

    I am very pleased with my selection of Energy By Choice. Sail designed a system to virtually eliminate my electric bill. I chose to own the system so I would benefit the most from the savings.

  • Ginny Amityville

    A delightful experience. Delightful, efficient team of installers. Can’t wait to see my savings and the difference in my PSEG bills.

  • Ralph Lindenhurst

    We are extremely happy with our experience so far with Energy By Choice & Sun Power. From the sales dept. to the installation, everything went very well. Steve, Kelly, Sail & Evelyn as well as the install crew are all very knowledgeable and professional. Thank you for getting us “green” & for enabling us in the near future to tell PSE & G to take their highest energy rates in the country & stick it where the “Sun don’t shine

  • Ralph Smithtown

    Energy By Choice did a great job! The job was neat and clean. The guys were great. My panels are awesome! I would recommend Energy By Choice to anyone. I have central air, pool and hot tub, electric stove and dryer. Good bye electric bill!

  • Judy Mineola

    Helpful, honest; enjoyed the experience of the office personnel, (no pressure) from initial phone inquiry to certificate of completion. Getting better than half the cost returned from the State & Federal Gov. helped even more. Only thing left is to reap the rewards of the investment of our home & future. I would recommend Energy By Choice as a preference over the other companies who tried to push & sell their products to us.

  • Arlene Commack

    Our solar panels were installed last week. Now that the entire process is done, if you’re thinking about solar panels, this is the company to call. Professional, prompt, courteous and a clean job. Thanks again to Sail and his team of experts. We love our solar panels and, even more so, we love watching the meter run backwards!

  • Kalli Port Washington

    I had solar panels installed by Energy by Choice three years ago. I was pleased with the installation. The crew was professional, polite and knowledgeable. Ongoing support for questions and minor items that needed attention is prompt. I really like seeing no electric bill and credits to my account if I produce more electricity than I use. I would recommend them to others

  • Kalli Port Washington

    I had solar panels installed by Energy by Choice three years ago. The crew was professional, polite and knowledgeable. Ongoing support for questions and minor items that needed attention is prompt. I really like seeing no electric bill. I would recommend them to others.

  • Sue New Hyde Park

    Energy By Choice installed my solar several years ago and have yet to pay more than the mandatory few cents a day service fee by the electric company. While I have had no problems with my system, I have had questions and Sail Van Nostrand is always attentive to me and responds to my inquiries quickly and professionally. I whole heartedly recommend Energy By Choice to anyone looking for a solar contractor.

  • Ruth Ridge

    I’m happy would be an understatement. I’m ECSTATIC!

  • Mike Ronkonkoma

    Received my bill today. It was only $11 dollars and change. Not bad

  • Suzanne Huntington

    Great company! Very professional and pleasant to work with. Everyone I dealt with was friendly, knowledgeable and informative. I LOVE my solar panels and especially my non-existent electricity bill! I only wish I had done this sooner! I highly recommend this company!

  • Gene Brentwood

    Very glad I chose Energy By Choice as the people to install my solar system, every thing went smoothly and thanks to their system 3/4 of my electric for the first year is being supplied by the sun. And their monitoring of the system works like a charm. Would recommend them to anyone!

  • Mike Remsenburg

    Awesome-Producing more than what was estimated-SWEET!

  • Chris Farmingdale

    I’m still loving my panels! Now that I’ve retired, the LOW energy bills are MOST welcome! What other investment can you make that can produce savings like that? I’M HAPPY!

  • Anthony Mattituck

    It was a great thrill to see our electric meter running in reverse after the installation of our system. We look forward to many years of gaining some energy independence from the high cost of electric on Long Island.

  • Mike Long Beach

    I wish to reduce my energy usage and dependence and to show my children that they can be part of this too. Today my newly installed Solar Electric system produced 36.22 KwH of electricity from our SUN! That is enough electricity to light 362 – 100 watt light bulbs for one full hour. We could not be happier.

  • Christine Farmingdale

    Still the best thing is $5 and $10 electric bills! How I love it How about saving approximately $1500 per year! I’m so glad I put up my panels.

  • Jerry Baiting Hollow

    From the start your approach was professional, and every step of the way you clearly and accurately represented the parameters of the project. The only surprises that we had were positive ones: the neatness of the work was exceptional and the effect of the solar cells on our electric bill exceeded our expectations. Hopefully solar energy will become a more common option on Long Island for both electric and for hot water. It provides an opportunity to help the environment, contribute to our country’s energy independence and to benefit from the financial savings over time.